Working with me means having a dedicated partner who understands your financial situation and helps you make informed decisions.

I simplify the process by objectively assessing a wide variety of financial products and providers to find the most suitable and competitive solutions for you. This saves you the hassle of approaching multiple insurance agencies or investment firms, which can be time-consuming and overwhelming.

My focus is on providing unbiased advice and optimised strategies to help you grow and protect your wealth, ensuring you achieve your short- and long-term financial goals.

As part of our Open Architecture model, we have access to a wide range of providers for both investments and insurance, enabling me to offer an objective and unbiased evaluation of your portfolio. My goal is to deliver personalised and holistic solutions that cater specifically to your needs, without influences from a specific insurer or investment company.

Taking a comprehensive approach, we start with a detailed assessment of your current financial situation, goals, risk tolerance, and time horizon. From there, I will guide you through a needs-based analysis to assess solutions and strategies that are the most relevant for your situation. Upon formulating the strategies and options available, I will provide you with options and comparisons, ultimately giving you the power to choose which solutions best suits your needs.

I recommend a wide variety of investments, including unit trusts, ETFs, alternative investments, and 101s, depending on your goals, risk tolerance, and investment horizon. My focus is on building a balanced and diversified portfolio, whilst preserving and accelerating your accumulation in a sustainable manner.

I provide a range of insurance solutions, including Whole Life, Term, Critical Illness, Personal Accident, Hospitalisation & Surgical Insurance, and General Insurance (Personal & Commercial). Strategies and recommendations are tailored to each individual client's financial situation and preference.

Our first consultation is complimentary. If you decide to move forward with any of the recommended solutions, there is no fee charged, as the product providers will compensate us directly. The cost of the products is the same whether you work with us or purchase directly from an insurance agency or investment firm—there are no additional charges to you. However, if you choose not to implement any products, our services will be fee-based for the advice provided. We can discuss the pricing structure in more detail during our consultation to ensure it aligns your needs.